In a recent Facebook post by South Yorkshire Police (SYP) they revealed that after receiving reports of a loud Fiesta creating an annoyance, they had pulled the driver and called his insurance company to check if he’d declared his straight through exhaust system.
This resulted in the police seizing his vehicle as now being uninsured.
Presumably the driver is now to be charged with having no insurance and this might actually make it impossible to obtain it in the future.
What counts as mods?
Modified vehicle: a definition
A modified vehicle is one that includes anything that has been altered from factory standard, or since it has left the factory. This can range from the small to the large, from a new engine to a small bumper sticker.
Even adding stripes, stickers can invalidate your insurance according to Adrian Flux, a long established performance car insurer.
So if you’re having your car wrapped or you having some stickers applied for an event then it’s best to check in with your insurance company first.
For a full guide to what you need to declare read here
If you’re thinking of selling your car, then unlike your main agent, you’ll be pleased to know that we’re happy to accept certain modified cars on a case by case basis.